The story of BHSF

We go way back, 1873 to be precise. From humble beginnings, we’ve helped ordinary working people get access to healthcare and we’re really proud to still be doing it today! Watch our history video to find out how we’ve grown to become who we are.

The BHSF Group comprises BHSF Group Limited and its subsidiaries BHSF Limited; BHSF Management Services; BHSF Employee Benefits Limited; BHSF Occupational Health Limited; and BHSF Corporate Healthcare (Holdings) Limited.

BHSF Management Services (MS Ltd) provides office support and administration services to the Group. For the most part, this is limited to support functions, i.e. Finance, Risk Management, Compliance, Human Resources. Further functions are typically held in each of the individual operating companies.

BHSF Limited (Ltd) is the only insurer in the group and is a company limited by guarantee. BHSF Group Limited is the sole member of BHSF Limited. The company is structured in a manner to ensure compliance with the Financial Services and Markets Act that prevent an underwriter from selling products provided by another line of business.

BHSF Employee Benefits (EB Ltd) is an insurance broker, selling BHSF Limited products along with a range of its own, and third-party, employee benefits solutions. It is a company limited by shares, the sole owner of which is BHSF Group Limited.

BHSF Corporate Healthcare (Holdings) Limited is an intermediate holding company for the Group’s occupational health subsidiary.

BHSF Occupational Health Limited (OH Ltd) provides occupational health doctors and nurses to client organisations. It is a company limited by shares and wholly owned by a holding company, BHSF Corporate Healthcare (Holdings) Limited, whose shares are in turn wholly owned by BHSF Group Limited.